One of the reasons many persons are unable to make any meaningful progress is because they live perpetually in debt, what I call the debt zone.  In the debt zone, expenses always exceed income, hence   people in this zone are always in debt, primarily because they are always borrowing.

There is nothing wrong with borrowing to invest if it is done wisely but, the people in the debt zone borrow to meet their needs – they borrow for survival. Some persons are so deep in debt that the paycheck they have not yet received, has already been spent. If you find yourself in this situation, there is hope. You can navigate your way out of this zone by ensuring that your expenses are always below your income.

Begin by learning to save before you spend. Consider your savings as a debt owed and separate it before you begin to spend.  It is also important that you only buy what you need and not just what you want or like.  Your needs are your necessities like housing, electricity bill, etc., while your wants are things that you like but can do without.

Some people are in debt, claiming to be looking for capital investment for their ideas or business, yet they spend tens of thousands yearly on cable television, luxurious cars, vacations, etc,. At a level in life, these things are ‘wants’ that you can cut down. If you will manage your income wisely, you can navigate your way out of the debt zone. Be encouraged, no matter how deep in debt you are, you can come out of it.

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🙏 DAILY PRAYER GUIDE

🙌🏾 PERSONAL PRAYER FOR THE DAY:
Dear Father, I ask for wisdom to navigate my way out of debt in Jesus name.  

PRAYER FOR A NATION – MEXICO
Persecution occurs in certain parts of Mexico. In the southern states, believers face prejudice, harassment, evictions, and church and property damage. This mostly occurs due to believers’ refusal to participate in community-religious events that involve traditional Christo-pagan practices.

1. Prayer for the nation: One-third of Mexicans are the young, we are praying for effective outreach to reach the young people in Mexico.
2. Prayer for the leaders: Father in the Name of Jesus, we pray that you will  raise up leaders in the nation who will make laws to protect the freedom of the people so that they can live peaceful, quiet lives in godliness and dignity in Jesus name.

🕍 PRAYER FOR ISRAEL – ( [popup_anything id=”5015″] )
Father, I ask today that there will be peace in Jerusalem and that your purposes be established in that city. Amen.

💒 PRAYER FOR UNITY IN THE CHURCH
Father in the Name of Jesus, we ask that You will cause all the churches around the world to stand firm, perfect, and complete in all things, according to Your

☄️ PRAYER FOR SOULS / REVIVAL
Father in the Name of Jesus we pray that you would lead us to ripe souls in our city and its environs.

DAILY BIBLE STUDY

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